Playa del Carmen

Many people living outside of their native countries are not covered in their adopted country, and often once they leave their country of origin they are no longer covered there either. Now there is a simple and customized option to cover families and individuals globally; Multi National Underwriters who are backed by Lloyds of London; one of the oldest and most reliable insurance underwriters in the world. Choose from a variety of packages and options such as the Citizen Secure or Citizen Secure Economy, and add on specific sports, dental, or life riders onto your personalized policy.

They offer Citizens Secure Benefits , which is a bit more comprehensive than its Economy package; Citizens Economy Benefits, as well as short-term travel insurance for people just visiting Mexico, not living here full time.  The main difference between the 2 packages is that the Citizen Secure gives out a higher pay out if a client were to choose  to go to a hospital in the US or Canada. For example; If someone needed to go into an intensive care unit here in Mexico versus in the United States there is a huge difference in cost. With Citizen Secure the amount allowed for intensive care is what is "usual, reasonable, and customary". Obviously the cost in an ICU located in the United States can vary, but it is reasonable to say that it can run into thousands of dollars per day. With the Citizen Secure Economy, they still cover intensive care, but there is a cap of $1,500.00 USD per day. This would certainly cover a patient in Mexico, but if they wanted to go back to the United States or Canada they would have to pay out far more from personal finances.

The Citizen Secure Economy will cover up to $5,000.00 per pregnancy for maternity coverage, where the Citizen Secure will cover 50% up to $100,000 USD after deductible is paid. Many companies are now charging extra fees as riders for maternity benefits, while Multinational/Lloyds still includes the benefits into its policies. There is also a Sports Rider that will cover extreme sports as well as contact sports, and yes, diving, swimming with the Whale Sharks, and going on the ATV Explorer Tour are all considered extreme. Basically the policy is customized to fit individuals as well as family's personal needs. For example if someone is a US Veteran, they are covered medically in the United States, but not here in Mexico, so Veterans are perfect candidates for a trimmed down package, with the Citizen Secure Economy that would cover care in Mexico, or get you to the US to receive care there. If you are considering getting pregnant, but may be considered high risk, then the Citizen Secure would be the package for you. Either way there is as little, or as much, coverage available to you, and it is up to you to decide which package would work best for you.

We are now offering easy access to benefits and information through Playa Maya News, and we have a licensed Broker who works out of the United States, John McGee, who will be happy to answer any detailed questions you may have.  For further information please contact us at: This e-mail address is being protected from spambots. You need JavaScript enabled to view it or by phone at 360-799-4123 (US)  or 984-120-7909 (Mexico).